FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...
Hank -- I think there's something else going on here. I've had some big purchases with Chase on other reward cards (just got my Freedom card) and I've never had a problem.
View ArticleHank commented on 'How You Can Earn Over 2.6% Cash Back by Using a...
The 'something else going on' is that I just requested my first $250. rebate check. Now they don't want me to use the card to get more cash back I guess.
View ArticleFMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...
That seems strange, highly unusual, and contrary to the actions of Chase in my past (and credit card companies in general), but it appears you're probably better off going with the Amex card (which,...
View ArticleChris commented on 'How You Can Earn Over 2.6% Cash Back by Using a...
Hank: I'm with FMF here. Sounds pretty clear to me like Chase had some reason to believe your card number might have gotten stolen. More specifically, Chase's computer noticed a spending pattern that...
View ArticlephotoTristan commented on 'How You Can Earn Over 2.6% Cash Back by Using a...
I'm not sure I get this hybrid approach: -If you use the AMEX Blue Cash card, every amount spent with another card takes away from you building up beyond the $6,500 amount so you can get even higher...
View ArticleFMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...
Tristan -- Did you download the spreadsheet and play with it? It will show you why the combo approach is better. One point: there are some (many actually) charges that you'll never get over 1.5% on...
View ArticleChris commented on 'How You Can Earn Over 2.6% Cash Back by Using a...
Tristan: Your instincts are keen. Every dollar you take away from the AmEx delays the enhanced AmEx cashback rates down the road. But in the end, the math works out. Take FMF's suggestion and play with...
View ArticleAndy Williams commented on 'How You Can Earn Over 2.6% Cash Back by Using a...
Hi folks, This is a very interesting article and discussion but I'm a bit confused what to do in my situation. In the last 7 months I've spend about $7,000. on my credit card (in other words, about...
View ArticleFMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...
Andy -- I'll let Chris give his thoughts (he monitors this post closely) but my take is that if you only charge $12k per year that you'll be best off using the Chase card only. (see my original post...
View Articlecommented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination of...
Andy: I concur with FMF here. At the $12K per year level, the Chase Freedom beats out the AmEx Blue Cash in most any realistic scenario. The reason is pretty easy to see: for approximately half the...
View ArticleAndy Williams commented on 'How You Can Earn Over 2.6% Cash Back by Using a...
Thanks guys for the comments, I appreciate it. Here's a hypothetical that I would like to run by you. Would it be better to charge a large purchase (say a computer from the Apple Store) on the Chase...
View ArticleChris commented on 'How You Can Earn Over 2.6% Cash Back by Using a...
Andy: At 2%, I'd opt for spending the $ the AmEx card, presuming you spend a reasonable amount on g/g/d on the AmEx. Is that 2% on top of 1%? Or is 2% it? At 2% it's a no. At 3% it's a maybe. Above 3%,...
View ArticleAndy Williams commented on 'How You Can Earn Over 2.6% Cash Back by Using a...
Chris, I've looked and AMEX doesn't have nearly as a compelling online shopping mall as Chase and I'm not even sure they give you any bonus cash back. Chase includes vendors such as Apple, Dell,...
View ArticleSally L. commented on 'How You Can Earn Over 2.6% Cash Back by Using a...
I'm using the hybrid approach in a slightly different manner. I'm only using the Chase Freedom for purchases where I can can 3% (ie. the 3 top categories).I use the AMEX Blue Cash for everything else...
View Articlecommented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination of...
Sally: Actually, that's exactly how the original article suggests. If you look back at the top, you'll see: "...you could select any three of the other twelve "essential" categories (other than...
View ArticlePaul commented on 'How You Can Earn Over 2.6% Cash Back by Using a...
FMF, The link I submitted with my post WAS NOT MY OWN, your loss for deleting it. You can find any number of zero percent no transfer fee cards. Did you even bother to look at the link before you...
View ArticlePAUL commented on 'How You Can Earn Over 2.6% Cash Back by Using a...
Chris, I wasn't "promoting" my "myopic" approach at borrowing from zero percent credit cards with no transfer fees at the exclusion of using them. I don't recall saying that I never used credit cards...
View ArticlePAUL commented on 'How You Can Earn Over 2.6% Cash Back by Using a...
FMF, If you prefer that nobody lists any links to websites in their comments why don't you upgrade your software to strip them out automatically and/or give a message when you click the post button so...
View ArticleFMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...
Paul -- How about posting the 0% credit card ideas on the correct post (my one about 0% credit cards)? That's probably a better idea.
View Articlejava commented on 'How You Can Earn Over 2.6% Cash Back by Using a...
Hey everyone, Thinking about ways to increase use of the card, a number of months ago the nyt ran an article about how amex allows renters to charge their rent. Does anyone know about this?
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