Quantcast
Channel: Comments on How You Can Earn Over 2.6% Cash Back by Using a Combination of the American Express Blue Cash and Chase Freedom Cash Visa Credit Cards
Browsing latest articles
Browse All 100 View Live

FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Hank --I think there's something else going on here. I've had some big purchases with Chase on other reward cards (just got my Freedom card) and I've never had a problem.

View Article



Hank commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

The 'something else going on' is that I just requested my first $250. rebate check. Now they don't want me to use the card to get more cash back I guess.

View Article

FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

That seems strange, highly unusual, and contrary to the actions of Chase in my past (and credit card companies in general), but it appears you're probably better off going with the Amex card (which,...

View Article

Chris commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Hank:I'm with FMF here. Sounds pretty clear to me like Chase had some reason to believe your card number might have gotten stolen. More specifically, Chase's computer noticed a spending pattern that...

View Article

photoTristan commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

I'm not sure I get this hybrid approach:-If you use the AMEX Blue Cash card, every amount spent with another card takes away from you building up beyond the $6,500 amount so you can get even higher...

View Article


FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Tristan --Did you download the spreadsheet and play with it? It will show you why the combo approach is better.One point: there are some (many actually) charges that you'll never get over 1.5% on with...

View Article

Chris commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Tristan:Your instincts are keen. Every dollar you take away from the AmEx delays the enhanced AmEx cashback rates down the road. But in the end, the math works out. Take FMF's suggestion and play with...

View Article

Andy Williams commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Hi folks,This is a very interesting article and discussion but I'm a bit confused what to do in my situation.In the last 7 months I've spend about $7,000. on my credit card (in other words, about...

View Article


FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Andy --I'll let Chris give his thoughts (he monitors this post closely) but my take is that if you only charge $12k per year that you'll be best off using the Chase card only. (see my original post for...

View Article


commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination of...

Andy:I concur with FMF here. At the $12K per year level, the Chase Freedom beats out the AmEx Blue Cash in most any realistic scenario. The reason is pretty easy to see: for approximately half the year...

View Article

Andy Williams commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Thanks guys for the comments, I appreciate it. Here's a hypothetical that I would like to run by you. Would it be better to charge a large purchase (say a computer from the Apple Store) on the Chase...

View Article

Chris commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Andy: At 2%, I'd opt for spending the $ the AmEx card, presuming you spend a reasonable amount on g/g/d on the AmEx. Is that 2% on top of 1%? Or is 2% it? At 2% it's a no. At 3% it's a maybe. Above 3%,...

View Article

Andy Williams commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Chris,I've looked and AMEX doesn't have nearly as a compelling online shopping mall as Chase and I'm not even sure they give you any bonus cash back. Chase includes vendors such as Apple, Dell, Circuit...

View Article


Sally L. commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

I'm using the hybrid approach in a slightly different manner. I'm only using the Chase Freedom for purchases where I can can 3% (ie. the 3 top categories).I use the AMEX Blue Cash for everything else...

View Article

commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination of...

Sally:Actually, that's exactly how the original article suggests. If you look back at the top, you'll see:"...you could select any three of the other twelve "essential" categories (other than grocery,...

View Article


Paul commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

FMF, The link I submitted with my post WAS NOT MY OWN, your loss for deleting it. You can find any number of zero percent no transfer fee cards. Did you even bother to look at the link before you...

View Article

PAUL commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Chris, I wasn't "promoting" my "myopic" approach at borrowing from zero percent credit cards with no transfer fees at the exclusion of using them. I don't recall saying that I never used credit cards...

View Article


PAUL commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

FMF, If you prefer that nobody lists any links to websites in their comments why don't you upgrade your software to strip them out automatically and/or give a message when you click the post button so...

View Article

FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Paul --How about posting the 0% credit card ideas on the correct post (my one about 0% credit cards)? That's probably a better idea.

View Article

java commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Hey everyone,Thinking about ways to increase use of the card, a number of months ago the nyt ran an article about how amex allows renters to charge their rent. Does anyone know about this?

View Article

Chris commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Java:It would be interesting to read the article, but the statement you made doesn't make seem to make much sense. Of course AmEx wouldn't NOT allow renters to charge their rent. Seems to me it would...

View Article


commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination of...

Here's a link to the article:http://www.nytimes.com/2007/12/01/business/yourmoney/01money.html?_r=1&scp=1&sq=american+express+rent&st=nyt&oref=sloginYeah, upon reading it again it does...

View Article


Eric commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

May I ask: is the Chase Freedom Mastercard the exact same card as the Chase Freedom Visa Card?

View Article

FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Eric --I'm not sure. Anyone else know?

View Article

Todd commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

I had the same question as Eric, is the Mastercard the same as the VISA card?

View Article


FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Todd/Eric --Just did a quick search and it appears that they are the same. To be sure, I'd call Chase and be 100% certain.

View Article

Eric commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Thanks FMF for the quick reply.I just got off the phone with a Chase CSR. He said that there are essentially no differences between the two cards. Chase Freedom Cash Visa Signature CardChase Freedom...

View Article

AmyB commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Hi, I am trying to figure out which card would be best for me and stumbled across this very helpful forum. We average between $1800 - $2500 in credit card charges per month. Most of our charges (all...

View Article

FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Amy --A few thoughts:1. Amex makes sense for "high chargers" and you would be in that category.2. That said, much of your charging isn't in the g/g/d categories, so you may do better with a card that...

View Article



Chris Paynter commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Amy:Sorry to jump on this thread so late...hopefully you're still monitoring.If it's a choice between the AmEx Blue Cash and the Chase Freedom, I think you're better off going with the AmEx Blue Cash....

View Article

Tom commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

I'm surprised no one has mentioned the Citi Premier Pass Card. If you are a frequent flier, the Premier Pass card will get you above 2% in rewards points every month without fail. What may drive many...

View Article

FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Tom --Personally, I don't like the reward cards as I prefer the cash. In addition, I often find that while people can earn points that can then be used to buy tickets, etc., I believe those tickets can...

View Article

Sandy commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

I was previously using the Amex Gold Card for travel reward points but I have switched to the Amex Blue Cash card and the Chase Freedom card because the points needed to get free air fare got too high...

View Article


Chris Paynter commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Sandy:I think most people would get more out of a cash back card rather than a miles card like the AmEx Gold Card.And I like the AmEx Blue/Chase Freedom combo. As to how to use it best, I'd say you'd...

View Article

Ted commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

What a great forum. Thanks to all for the good tips. I just got off the phone with AmEx and they verified that Costco gas does qualify for 5% when using AmEx Blue (after $6500 has been reached, of...

View Article

Chris commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

Ted:Wow! I guess I was wrong about CostCo gas on the AmEx Blue Cash. Good to know.On the personal AmEx CostCo TrueRewards card, it's 3% for gas (which just started a couple of months ago). On the...

View Article


Dan commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Hi, I spend about $1100/month on rent alone - nice thing is they take a credit card when I pay. I'm looking into the Amex blue cash card. I see you have to meet the $6500 amount to get the 5%, first...

View Article


FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Dan --The $6,500 is reset every 12 months.I don't know much about business cards (maybe someone else does), but it MAY depend on what you spend most of your charges on (I know there are some cards that...

View Article

Dan commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Hi FMF, thanks for your reply. i do appreciate it. Great blog u have!

View Article

Todd commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

FMF: I didn't read all the comments because there are so many but....Isn't 3 chase freedom cards the best combination? $600/mo. on 3 cards gets you 3.75% on top 3 categories. If you have 9 different...

View Article

Michael Blackburn commented on 'How You Can Earn Over 2.6% Cash Back by Using...

Just an idea for using cards: my wife has terrible teeth (she brushes, flosses and uses flouride twice a day, so I have no idea how) and is always getting mondo-expensive work done. We make sure her...

View Article


FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Todd --It depends on:1. Where/how you spend your money 2. How complicated you want to get (how many cards you want to carry.)For example, the Amex card pays up to 1.5% at places like Walmart where lots...

View Article

Todd commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

FMF-the percentages for the Chase Freedom are really 3.75% and 1.25% based on the $50 bonuses for each time you reach $200.Here are my groupings: 1st Card grocery stores gas & convenience stores...

View Article


mike commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

This thread has been very helpful for me. I think I'm leaning towards getting the Amex/Costco Business card, along with one (maybe two) Chase cards.But one thing about the Citi Drivers Edge card - -...

View Article

FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Mike --I believe your interpretation of the card is correct -- it's not a straight cash back card, but one that you use to apply to buying a new car and/or car repairs. Still could be worth it if you...

View Article


BZR commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Thanks for all the practical info everyone posted!Just wanted to share that if you open a Chase Free Checking account (which requires at least one monthly direct deposit or 6 debit card purchases per...

View Article

FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

BZR --http://www.freemoneyfinance.com/2008/07/get-3-back-on-f.html;-)

View Article

Eric N. commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

So with the Chase Freedom now discontinued, are there other options for a second card?

View Article

FMF commented on 'How You Can Earn Over 2.6% Cash Back by Using a Combination...

Eric --I'm not sure what you mean -- I'm still using a Chase card.

View Article


Adina commented on 'How You Can Earn Over 2.6% Cash Back by Using a...

I need a credit card that gives cash bck so I can rebuild my credi. Thank you, Adina

View Article

Browsing latest articles
Browse All 100 View Live




Latest Images